ZARU · ZAR Universal (ZARU)ZAR Universal (ZARU)
ZARU
BlockTower South AfricaIssued by BlockTower South Africa🇿🇦Rand (ZAR)Rand · South AfricaLaunched 2026-02#2 of 10 by supplyMeasured 2026-11-07
Supply
$3.69M
60.92M ZAR
Holders
34
9 above dust · 243 ever
Transfer volume 30D
$682.3k
330 transfers
DEX volume 30D
$0
0 swaps · TVL $0
Peg · avg 30D
—
no DEX price
Velocity 30D
0.2×
transfer volume ÷ supply
All time
Transfer volume
$7.82M
DEX volume
$0
Minted
$5.82M
$2.09M burned · net $3.73M
Networks
2
Arc, Solana
Issuer & reservesfrom the issuer's own published materialsfrom the issuer's own published materials
BlockTower South AfricaBlockTower South AfricaZAR Universal (ZARU) is a rand stablecoin issued by BlockTower South Africa, an FSCA-authorised financial services and crypto-asset services provider. It launched in February 2026 with Luno, Sanlam, EasyEquities and Lesaka as founding partners; approved institutions mint and redeem it through BlockTower's issuance platform. Reserves are banked at Standard Bank, managed by Sanlam Specialised Asset Management and attested monthly by Moore Johannesburg.
- Backing
- 1:1 rand-denominated high-quality liquid assets (cash, bank deposits, SA government bonds) in segregated accounts
- Regulator
- FSCA — BlockTower South Africa (Pty) Ltd, FSP 55172
- Launched
- 2026-02
Reserves & attestations
Licence & compliance
Other
Networks & contractssupply per network today · issuance all-timesupply per network today · issuance all-time
| Network | Contract | Supply ↓ | Share ↓ | Holders | Minted | Burned | Minted · burned 30D | Since |
|---|---|---|---|---|---|---|---|---|
 SolanaSolana | 2WvREM…PRXN | $3.69M 60.92M ZAR | 100.0% | 33 | $5.76M | $2.09M | $22.3k · $0 | 2026-01-12 |
 ArcArc | 0xE205…C0d5 | $0 1.00M ZAR | 0.0% | 1 | $60.5k | $6 | $60.5k · $0 | 2026-09-29 |
ZARU over timeSupply by network · monthly · USDSupply by network · monthly · USD
SolanaSolanaArcArcDaily activityTransfer volume · last 34 days · all networksTransfer volume · last 34 days · all networks
total $683.5k
SolanaSolanaArcArcMint & burnminted by network · monthlyminted by network · monthly
SolanaSolanaArcArc| Issuer / signer | Network | Minted ↓ | Burned | Net | Events |
|---|---|---|---|---|---|
| Unlabelled signer | SolanaSolana | $5.76M | $2.09M | $3.67M | 70 |
| Unlabelled signer | ArcArc | $60.5k | $6 | $60.5k | 4 |
Holdersall networksall networks
Holders
34
9 above dust
Held
$3.75M
across networks
Top 10 hold
100%
$3.75M of $3.75M
Whales
4
hold 96% of value
Balance bands · addresses vs value
Whale4 addresses · 11.8%$3.60M · 95.9% of value
Large3 addresses · 8.8%$152.4k · 4.1% of value
Mid0 addresses · 0.0%$0 · 0.0% of value
Small2 addresses · 5.9%$242 · 0.0% of value
Dust25 addresses · 73.5%$58 · 0.0% of value
Addresses that ever held · all networks
Ever held
Largest holders
Transfer sizes30D · count vs value30D · count vs value
micro$0–1023.2% of transfers0.1% of value · $405
small$10–10059.7% of transfers1.0% of value · $7.1k
mid$100–1,00014.3% of transfers1.1% of value · $7.8k
large$1,000–10,0001.6% of transfers1.6% of value · $10.8k
whale$10,000–100,0001.0% of transfers33.9% of value · $231.3k
mega$100,000+0.3% of transfers62.2% of value · $424.0k
Retention by cohortshare of each month's new addresses active again latershare of each month's new addresses active again later
| Cohort | Size | M0 | M1 | M2 | M3 | M4 | M5 | M6 | M7 | M8 | M9 | M10 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026-01 | 7 | 100 | 57 | 29 | 29 | 57 | 43 | 57 | 57 | 57 | 43 | 29 |
| 2026-06 | 31 | 100 | 68 | 19 | 10 | 10 | ||||||
| 2026-07 | 39 | 100 | 23 | 18 | 10 | 15 | ||||||
| 2026-08 | 51 | 100 | 27 | 16 | 4 | |||||||
| 2026-09 | 47 | 100 | 13 | 9 | ||||||||
| 2026-10 | 51 | 100 | 12 | |||||||||
| 2026-11 | 6 | 100 |
Supply is minted minus burned per network, valued at that day's official FX rate. Transfer volume excludes mints and burns. DEX volume counts swaps in tracked pools; TVL counts both sides of each pool. Peg compares the volume-weighted DEX price with the official rate. Holders are addresses with a balance; dust is a balance under $1. Retention counts addresses active again in later months.