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Monica

Monica

Crypto offrampData through 2026-10-11

Monica is a Nigerian crypto-to-naira off-ramp that converts stablecoins and major crypto assets to naira with instant payouts to local bank accounts, alongside bill payments and a virtual USD card.

Monica: Volume up 24.8% this quarter. 8.8% of all volume we track.

Retail volume · Q3 '26
$54.37M+24.80%
$193.21M lifetimesince Mar 2024
Share of tracked volume
8.8%
of all volume we track
Avg deposit
$152.00
per deposit
Active wallets
29,437
this quarter
11 OCT 2026
Retail volume ($M) · quarterly
0M15M30M45M60MQ1 '24Q3 '24Q1 '25Q3 '25Q1 '26Q3 '26$54.4Mafriflux.xyz

Q4 '26 so far: $6.6M · plotted once it closes

Tracking starts Mar 2024 — Monica launched Jan 2022, so earlier activity isn’t in this chart. Every period shown is complete.

Activity by Time of Day

When depositors move.

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Hour of day (UTC) × weekday · darker = more deposit activity
Monica has no on-chain retail withdrawals — we track inbound (deposit) timing only; cash-out settles off the ledger.