Daily Snapshot · Updated daily 02:00 UTC · Data as of: 02-Jul-2026 06:23 UTC
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Spenda

Spenda

Payout desk Live

Spenda is a crypto spending app that converts crypto to cash in real time for bank transfers, bill payments and virtual-card spending.

spenda.africa𝕏@myspenda$51.0M lifetime · 54,044 wallets · 6 chains · 🇳🇬
Data through 2026-07-01
Retail Volume
$21.3M
+24.1% QoQ
Active Wallets
54,044
unique wallets
Lifetime Flow
$51.0M
since coverage
Avg Deposit
$40
per deposit
Chains
6
covered
Section 01

Spenda Trends

Retail volume ($M) · quarterly to-date
0M6.3M12.5M18.8M25MQ2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26$0.4Mafriflux.xyz
Section 02

Spenda Flows

Inflows
$21.3M
deposits in
Gross flows ($M) · quarterly to-date
0M6.3M12.5M18.8M25MQ2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26$0.4Mafriflux.xyz

Spenda is an offramp — we track inbound flows. Cash-out settles to local currency off-chain, so on-chain withdrawals and netflow aren’t shown.

Section 03

Counterparties

Where Spenda's flow comes from — by counterparty type and specific exchanges.

Section 04 · 05

Spenda Composition

How Spenda's balances split across chains and stablecoins.

Stablecoins
USDT
77.3%
USDC
22.7%
Pipeline coverage in progress
Time-series composition isn't available for this venue.
Section 06

Chain Concentration & Risk

Spenda's chain exposure and concentration profile.

Section 07

Depositor Retention & Cohorts

Do depositors come back? Cohorts show how many wallets remain active in later quarters.

Section 08

Depositors

New vs returning depositors, and which chains they arrive on.

Section 09

Wallet Distribution & Whales

How concentrated Spenda's deposits are across wallet sizes.

Section 10

Activity by Time of Day

When depositors move.

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Hour of day (UTC) × weekday · darker = more deposit activity
Spenda is an offramp — we track inbound (deposit) timing; cash-out settles off-chain.